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About Us

Totally Integrated Financial Planning (TIFP) is a leading, privately-owned Australian financial planning practice, proudly operating since 1993. Being privately owned means we have no ownership ties with banks, life insurance companies, or other financial institutions — ensuring our advice remains objective and in your best interests.
Our qualified advisers are committed to providing clear, high-quality financial advice and ongoing support tailored to your needs. By partnering with TIFP, you gain access to a trusted practice with a long history of integrity, professionalism, and personalised service.
TIFP Pty Ltd holds both an Australian Financial Services Licence and an Australian Credit Licence, issued by the Australian Securities and Investments Commission (ASIC). All TIFP advisers meet ASIC’s educational standards and ethical requirements.
We are also proud to be recognised as a Professional Practice of the Financial Advice Association Australia (FAAA), the leading professional body for financial advisers.

Meet our Team

Georgie Morris

Director and Financial Adviser

Certified Financial Planner®
Accredited Aged Care Professional™
Diploma of Financial Planning
Diploma of Financial Services (Financial Planning)

Georgie is a Certified Financial Planner® (CFP) and has been an authorised representative of TIFP since 2000. She became a Director of the firm in 2017.

As an adviser, Georgie is passionate about being someone her clients can trust and rely on.

Away from the office, Georgie loves good food and wine, watching her girls play netball, beach holidays and playing golf (when she finds the time!).

Emma-Kate Borg

Financial Adviser

Bachelor of Commerce (Finance and Financial Planning)
Bachelor of Psychology

Emma-Kate joined the team in 2017, and in 2019 became an Authorised Representative at TIFP.

As an adviser, Emma-Kate is passionate about truly understanding and acting on what is most important to our clients, to enhance their life and wellbeing.

Outside of work, Emma-Kate has a passion for all types of sports, most recently basketball, always keeping fit and healthy. She loves fashion and any occasion to dress up especially when enjoying a little food and wine in the sun!

Mirella Cavallaro

Client Services Manager

Bachelor of Business (Accounting)
Diploma of Financial Services (Financial Planning)
Advanced Diploma of Financial Services (Financial Planning)
Diploma of Finance and Mortgage Broking Management

Mirella joined the TIFP team in 2020 and brings with her wealth of knowledge, having worked in the financial services industry for over 20 years.

As Client Services Manager, Mirella works closely with our valuable clients and provides important support to our advisers to ensure our high standard of service is always provided. Her warm friendly personality fits perfectly within our team.

Outside of work Mirella is a proud Mum of two. When there’s a gap in her kids sporting and social calendars, she enjoys visiting family in regional Victoria. Mirella’s favourite holiday destination is Port Douglas and she is an unapologetic Collingwood supporter.

John Mc Inerney

Director

Diploma of Financial Planning
Graduate Diploma of Computer Education
Diploma of Education Technology TACTC, TPTC

John began his career in financial planning in 1989 after 20 years’ serving as an educator, adviser and consultant with the Victorian Education Department. In 1993 he established TIFP as Director of the practice.

Throughout his career, John has demonstrated leadership as a mentor and educator to the finance planning sector assisting many to develop their knowledge, skills and expertise enabling them to provide services and advice to community members.

John’s philosophy was founded on offering personal, independent and professional financial services encompassing strategy development, asset allocation, investment and insurance recommendations assisting his clients’ achieve financial security and lifestyle objectives.

“Strong relationships and empowering people with knowledge to make well-informed financial choices is key.”

With over 30 years’ of sound knowledge and experience, John maintains joint-Directorship and ownership with Georgie Morris, together ensuring high-level support, guidance and personalised financial planning services be provided.

On a personal note, John loves spending as much time as possible in his hometown of Warrnambool. In his spare time, he enjoys golf and long lunches.

Helen Sjogren

Administration

Bachelor of Applied Science: Microbiology
Diploma of Financial Planning

Helen has been an important part of the TIFP team for over 20 years. Helen provides administration support to the business and encapsulates the importance of relationships when dealing with our valuable clients.

Helen places high value on trust, respect and integrity within her work environment and personal life.

Helen has a health and science background and worked in allied health for over 40 years.

Client Experiences

“

TIFP may be the most professional, yet friendly company we have had the pleasure of dealing with - Informed, responsive, great communication.

KarenEdithvale
“

I have had excellent service, help and advice from Georgie - It’s been one less thing I’ve had to worry about in taking over Mums affairs. Very much appreciate the consistency and professionalism I’ve experienced.

KylieWonga Park
“

We have found Georgie and her team to be incredibly helpful in helping us achieve our financial goals - One of the best parts of Georgie’s service is that she is always eager to talk through our financial decisions, no matter how big or small they are. Having a sounding board to bounce ideas (and worries) off has really helped us to make good financial decisions.

Zach & StellaxMoorabbin
“

Georgie is a pleasure to deal with at all times, she understands our circumstances and ensures we receive quality advice - We recommend TIFP for thorough investment and retirement planning.

Neil & LynQueensland