Asset allocation is the process of balancing risk and return in a portfolio by investing across different asset classes. The major asset classes include cash, bonds (fixed interest), property and shares.
Maintaining a diversified portfolio can help reduce overall investment risk by combining asset classes which don’t tend to move in the same at the same time and enhance returns over time.
Informed, responsive, great communication.
Karen – Edithvale
It’s been one less thing I’ve had to worry about in taking over Mums affairs. Very much appreciate the consistency and professionalism I’ve experienced.
Kylie – Wonga Park
Right from the start we were impressed with the values-driven way in which TIFP planners ‘start with the person’. Georgie, John and staff are professional but friendly, efficient, conscientious, responsive and we have been delighted with the results as we feel in such good hands. Thank you to all at Totally Integrated Financial Planning for looking after us so well – we trust you and we trust our affairs in your hands
Kerry & Karen – Edithvale
One of the best parts of Georgie’s service is that she is always eager to talk through our financial decisions, no matter how big or small they are. Having a sounding board to bounce ideas (and worries) off has really helped us to make good financial decisions.
Zach & Stella – Moorabbin
We recommend TIFP for thorough investment and retirement planning.
Neil & Lyn – QLD
Georgie has always been available to assist us with any queries, and we feel very reassured to have a workable and positive plan for our ongoing financial future.
Chris & Judy – Dingley Village
Julie – UK
During this time I can only say their service has been exceptional and I have always felt comfortable with the way my portfolio has been managed. During the GFC and the current fluctuating markets they have always had my best interest at the forefront of their advice. Georgie, John and all the staff are always prompt in returning calls and emails and are always happy to help. Highly recommend them for the safe management of your portfolio.
Chris – Parkdale
I have been following the Finance Royal Commission and it is like a soap opera. What’s coming next?
When I walked in off the street and spoke to John I knew we would be looked after. I seem to be a good judge of people. It took some time to understand how financial planning worked but because you and John were consistent with your explanations I became more comfortable.
Michael & June – Mount Martha
Thank you for making me feel comfortable that someone is taking care of my finances. I value trust and experience and I prefer to pay for service than worry about things myself. We will continue to use TIFP, Royal commission or not…
Now, just need to increase the amount that’s going in! Working on it.
David – Alphington
We were seeking expertise and assistance for our finances to ensure we had security in retirement, and for it to meet our future expectations. From our first meeting Georgie has met and exceeded all our requirements. She makes us feel like we are her only clients and we always walk away knowing we are in good hands. Georgie is totally engaging with us and is readily available for us either by email, phone, or in person to discuss any aspect of our financial situation. I would highly recommend her to you as your financial adviser.
Brian & Louise – Botanic Ridge
Georgie helped to make the process much easier than it otherwise would have been. She provided information and helpful advice and was happy to answer all the questions I had as I determined the best course of action and dealt with the application process. Her assistance with this process was much appreciated and made things much less stressful.
Greg & Claire – Point Cook
